Insure yourself while studying abroad
Every student is required to make sure that their insurance policies are in order before going abroad. Ask your insurance company about the kind of traveler’s insurance they offer and whether or not it can be combined affordably with, say, home insurance. If you’re planning on doing extreme sports, such as diving, surfing, bungee jumping, rock climbing, hang-gliding or parachuting, remember to ask which activities your insurance policy will cover. Most often traveler’s insurance does not cover extreme sports and additional insurance policies can be quite expensive.
You can ask your insurance company whether they have agreements with any of the hospitals at your exchange destination. If they do, the hospital may be able to bill your insurance company directly when you show them your traveler’s insurance card. You can also pay for the medical bills yourself and have them reimbursed after you return home.
You might also want to consider flight cancellation insurance for your airline tickets because most airlines will only allow you to cancel your flights with a doctor’s certificate.
We recommend Worldnomads and STAY Travel Insurance to our students as excellent options for various types of travel insurance.
Worldnomads is a qualified global travel insurance provider, with coverage for extreme sports and other adventurous activities. You can get an insurance from Worldnomads even if you are already travelling. Find out more under the following link:
STAY Travel Insurance
The STAY Travel Insurance products of HanseMerkur range from health insurance to comfort packages with diverse benefits. Find out more under the following links.